John Kalil is an entrepreneur, mentor and Trusted Financial Coach committed to helping you achieve your financial goals.

He entered the financial services industry with the sole purpose in mind of empowering individuals and business owners to make smart choices with their money in order to enjoy a more worry-free quality of life.

With over 20 years of professional experience, John’s business philosophy continues to remain unchanged. As a Trusted Financial Coach and the Founder of Retirement Solutions, LLC, John’s clients are accustomed to the personalized service and attention to detail that he provides.

In addition, John Kalil is also committed to addressing the retirement challenges that today’s baby boomers may face. Early on in his career, John recognized that many of his clients were confused by their Social Security retirement claiming choices with even fewer knowing what to do upon reaching their eligibility date. He quickly discovered that many of his colleagues were downplaying the subject of Social Security almost entirely and often dismissed it as “nothing important,” when asked by their clients.

As a result, he developed a Social Security information program and continues to volunteer much of his spare time making similar presentations to businesses, organizations and groups wanting to know more about this particular topic. The popular one-hour program entitled, “Getting Serious About Social Security” has been presented across the Upstate New York region with the goal in mind of helping pre-retirees make a more informed Social Security claiming decision. There currently is no cost to host this event or for guests to attend.

Why work with a Trusted Financial Coach?

Imagine if you decided to climb one of the world’s tallest peaks. Would you go at it alone or hire a knowledgeable and experienced guide who knew what to expect as well as how to navigate difficult climate, terrain and weather conditions in order to complete your journey from start to finish?
Professional Picture

Trusted Financial Coach John N. Kalil, Jr., LUTCF

Why should your financial future be any different?


Research¹ shows that your financial professional not only adds peace of mind, but also may add about 3 percentage points of value in net portfolio returns over time.

1 Source: Francis M. Kinniry Jr., Colleen M. Jaconetti, Michael A. DiJoseph and Yan Zilbering, 2014. Putting a value on your value: Quantifying Vanguard Advisor’s Alpha. Valley Forge, Pa. The Vanguard Group.

Investing involves risk, including the possible loss of the money you’ve invested. There is no guarantee that you’ll achieve your objectives. Even if you use diversification as part of your overall investment strategy, you’re not assured a profit or guaranteed against loss in a declining market. Part of planning for retirement is finding the right balance between the amount of risk you’re comfortable with, and the amount of risk it will take to potentially keep your money from running out. That’s where your Trusted Financial Coach can help. Whether you’re building your retirement investments, using them for income or trying to protect them from loss, John Kalil can help you find that balance — and reduce the key risks you may face.

John N. Kalil, Jr. is a Registered Representative of Hazard & Siegel, Inc. Securities are offered through Hazard & Siegel Inc., 5793 Widewaters Parkway, DeWitt, New York 13214 Member FINRA/SIPC. Advisory Services offered through Hazard & Siegel Advisory Services, LLC, an SEC Registered Investment Advisor.