Helping you better prepare
for retirement.

Founded in 2004

Our Story

Retirement Solutions, LLC, was originally launched as a financial services firm with one purpose in mind: To help people better prepare for their retirement. We have had quite the journey since then, working with a diverse clientele that now includes individuals, employees, career professionals, educators, business owners and many more, all who value our services as a team of experienced financial professionals. 

In our opinion, we have always believed that retirement should be a time to relax and enjoy yourself. It’s our job to listen to our client’s concerns and help guide them on the right path in order to have a more realistic chance of achieving their goals. Our sincere hope is that our clients will have fewer financial worries and greater peace of mind, at a time when it will matter the most.

We also believe in the importance of “giving back” as we continue to make financial literacy programs available to the general public in many upstate New York communities. As a result, this initiative continues to provide us with tremendous insight into the region’s demographics, and has also allowed us to be more “in tune” with the needs of those we serve. In addition, it also provides us with a unique competitive advantage that’s unrivaled by anyone.

Company Heads

John N. Kalil
President & Founder
Charles J. Gonsalves
Director of Financial Education Programs
Mark Kirsche
Executive Director for Central & Western New York

Strategic Partners

Sean Finnegan
Sean Finnegan
Strategic Partner (Medicare Specialist)
Kandis Paolone
Kandis Paolone
Strategic Partner (Medicare Specialist)

Intern Program

Zaki Farah
Zaki Farah


Our Value

Our team has decades of combined professional experience working with individuals, educators, professionals, sole-proprietors and small business owners throughout New York State. Some of our clients started as a novice looking to set up their first retirement savings account, and others were just looking for some extra reassurance that they are on track for retirement. No matter what our clients goals are we take the time to understand their personal situation and treat them with the utmost respect. The value that we provide to our clients is priceless in that it helps them avoid what could be costly and unintentional financial mistakes.


Our Promise

We are committed to building long-standing relationships with our clients built upon the principles of honesty, integrity and trust. In addition, we are empathetic to our client’s financial concerns regardless of their net worth. We recognize the importance of providing an outstanding customer service experience that is personal, friendly and responsive to their needs.

Moving Forward

The COVID-19 pandemic and its overall impact on how we conduct business will create many new challenges for each of us. At Retirement Solutions, we recognize that everyone wants to get back to some sense of normalcy. However, what that “new normal” will look like, has yet to be fully understood. 

While there is no substitute for a warm handshake or an in-person meeting, our ability to adapt with change will be an integral part of our overall business strategy. 

We are committed to staying ahead of these challenges and we view them as opportunities that will allow us to better connect with individuals while improving upon our inefficiencies. Through the use of expanded video conferencing and electronic document signing technologies, we believe that we can continue to deliver upon both our value and promise without compromising our client relationships. We are also open to and welcome any suggestions you may have and look forward to your input.


How prepared for retirement do you feel?

Do you feel ready, financially secure, prepared for any situation? Do you feel informed on what it will take to not just weather retirement, but to have the life you want to live? We want you feel ready, be ready, be as financially prepared as possible.

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Securities are offered through Hazard & Siegel Inc., 5793 Widewaters Parkway, Syracuse, New York 13214. Member FINRA/SIPC. Advisory Services are offered through Hazard & Siegel Advisory Services, LLC, an SEC Registered Investment Advisor. Check the background of Hazard & Siegel, Inc. and its representatives on FINRA's BrokerCheck